可是你這樣把risk全部trandfer給owners和insurance companies
不會導致moral hazard significantly raise的consequence嗎?
做錯事就該pay the debt
Furthermore,這件case受到public這麼多的spotlight
只要你有心要work it out,
相信owners和insurance companies也不會push too hard吧?
Proportionality主要還是適用在public policy, like social welfare上
這種民事之間的case不合適吧?