我以為我很會罵人
結果也會有沒劇情的時候
真的是追劇追的不夠多
她馬的劇到用時方恨少
考研為什麼要讀這種爛書
Interest rate
In chapter 4 we explore the machanics of computing present value and
future value given a market interest rate. But how do ewe determine that
interest rate?她馬你去問Jerome Powell呀
In practice, interest is paid and interest rates are qouted in different ways.
For example, in early 2018, Capital One offered savings account with an annual
interest rate of only 1.44% paid at the end of each month, while American
Express offered an annual interest rate of only 1.44%, but paid on a daily
basis.也差太多...體質差Interest rates can also differ depending on the
investment horizon. In July 2018, investors earned around 2.36% on
one year risk-free US Treasury Bills, but could 3.06% on twenty-year Treasury.
媽呀買二十年的現在虧到死了Interest rates can also vary due to risk or tax
consequences: The US government is able to borrow at a lower interest rate than
Johnson & Johnson, which in turn can borrow at a lower rate than American
Airline.就........就risk premium呀..
In this chapter, we consider the factors that affect interest rates and discuss
how to determine the appropriate discount rate for a set of cash flow. We begin
by looking at the way interest is paid and interest are quoting conventions.
啊不就APR We then consider some of the main determinants of interest rates
namely, inflation and government policy. Because interest rates tend to change
over time.真的...inventors will demand different interest rates for different
investment horizon based on their experience.悲劇 Finally, we examine the role
of risk in determining interest rates and show how to adjustinterest rates to
determine the effective amount received (or paid) after accounting for
taxes.
囉哩巴嗦幹