1. 標題：PYPL 財報
2. 來源：FUTU
3. 網址：ibit.ly/dKcW
4. 內文：
PayPal stock was sinking after the payments company reported earnings and
guidance that fell short of Wall Street estimates.
貝寶(PayPal)股價下跌，此前這家支付公司公佈的收益和指引低於華爾街預期。
Shares of PayPal Holdings (ticker: PYPL) have tumbled 16% to $147.40 in
after-hours trading Tuesday after gaining 2.2% during regular trading hours.
貝寶控股(股票代碼：PYPL)的股價在週二的盤後交易中暴跌16%，至147.40美元，此前該
股在正常交易時段上漲了2.2%。
PayPal reported a fourth-quarter profit of $1.11 a share, missing forecasts
for $1.12 a share, on sales of $6.92 billion, topping estimates for $6.89
billion. PayPal also said that it expected to earn between $4.60 and $4.75,
in fiscal 2022, below forecasts for $5.25.
貝寶(PayPal)公佈第四季度利潤為每股1.11美元，低於預期的1.12美元，銷售額為69.2億
美元，超過預期的68.9億美元。貝寶還表示，預計2022財年的收入在4.60美元到4.75美元
之間，低於5.25美元的預期。
"...The narrative will be driven entirely by a FY22 outlook that, to put it
bluntly, lacks anything redeeming," writes Jefferies analyst Trevor Williams.
"FY22 net revenue now expected to grow 16% at the mid-point (vs. +18% initial
outlook provided in November), EPS guide of $4.60-$4.75 is 10% below
consensus at the midpoint, and PYPL only expects to add 15-20mn Net New
Actives in FY22 vs. Street 53mnm, which likely stokes competitive concern."
傑富瑞(Jefferies)分析師特雷弗·威廉姆斯(Trevor Williams)寫道：“……故事將完全
由22財年的前景驅動，坦率地説，它缺乏任何可取之處。”現在預計22財年的淨收入在中
點將增長16%(11月提供的初始預期為+18%)，每股收益4.60-4.75美元的指引比中點的共識
低10%，PYPL預計在22財年僅增加1500萬-2000萬筆交易，而不是華爾街的5300萬，
這可能會引發競爭擔憂。
This is only PayPal's most recent disappointment. In November, the payments
company said it would earn $1.12 a share during the fourth quarter, well
below forecasts for $1.28, while putting its sales guidance at a range of
$$6.85 billion to $6.95 billion, below expectations for $7.24 billion. While
sales finished within that range, earnings missed.
這還只是最近令人失望的季度。去年11月，這家支付公司表示，第四季度每股收益
將為1.12美元，遠低於1.28美元的預期，同時其銷售指引在68.5億美元至69.5億美元
之間，低於72.4億美元的預期。雖然銷售額在這個範圍內完成，但收益沒有達到。
PayPal stock hasn't had an easy time of it lately. The stock has dropped 27%
over the past year, including an 8.8% slide during 2022 alone. That decline
is about to get much worse.
貝寶(PayPal)股票最近的日子並不好過。該股在過去一年裏下跌了27%，僅在2022年就下
跌了8.8%。這種下降即將變得更加糟糕。
PayPal CEO Dan Schulman was upbeat in the company's earnings release. "2021
was one of the strongest years in PayPal's history," he said. "We reached
$1.25 trillion in TPV and launched more products and experiences than ever
before. The future is moving in our direction, and we are investing in our
consumer andmerchant capabilities to seize the opportunity in front of us."
貝寶(PayPal)首席執行官丹·舒爾曼(Dan Schulman)對公司發佈的財報持樂觀態度。
他説：“2021年是貝寶曆史上最強勁的年份之一。”
“我們在冠捷的銷售額達到了1.25萬億美元，並推出了比以往任何時候都多的產品和體
驗。未來正朝着我們的方向發展，我們正在投資於我們的消費者和商家能力，以抓住擺
在我們面前的機遇。”
Still, PayPal's earnings were disappointing enough that they were weighing on
other payment stocks as well. Block (SQ), the former Square, has dropped 4.5%
in after-hours trading, while Affirm Holdings (AFRM) is off 3.8%.
儘管如此，貝寶(PayPal)的收益令人失望，也拖累了其他支付類股。前身為Square的
Block在盤後交易中下跌了4.5%，而confirm Holdings(AFRM)下跌了3.8%。