https://i.imgur.com/vZ6Lzek.png
圖片翻譯：
Purchase Price = 車價
Financing = 貸款利息
Tax, Title, and License = 牌照稅
Insurance = 保險費
Fuel/Electricity = 油費/電費
Maintenance/Repairs = 維修保養費
Total = 五年總花費
Resale Value = 五年剩餘車價
Total = 五年總花費減去剩餘車價
Cost Per Mile = 開一英里所需費用
原文連結：
https://loupventures.com/tesla-model-3-cost-of-ownership-slightly-cheaper-than
-a-camry/
原文內容：
We’ve updated our 5-year cost of ownership study comparing a Tesla Model 3 to
a Toyota Camry. The comparison gives us a look at how the Model 3 cost compar
es to a mass-market sedan. The original study from 2017 can be found温ere.
In 2017, our model concluded that while the Model 3 value proposition was weig
hed down by a 40% sale price premium, it would end up costing 13% more to own
and operate over 5 years than a Toyota Camry LE.
In 2019, we found the purchase price gap has widened to 59% ($35k Model 3 has
not come to fruition), but the cost of ownership gap has also widened to 18% f
rom 13%.
Importantly, factoring in the澑esale value漑f the two vehicles (benefit of an
EV is their ability to retain value), the Model 3 becomes 5% cheaper on a cost
per mile basis.
The bottom line: Model 3 is a superior car (electric, safer, Autopilot) compar
ed to a Camry, and is slightly cheaper to own and operate over 5 years.
Average all-in cost per mile for a Model 3 is $0.46, compared to the Camry LE
at $0.49, and Audi A5 at $0.80.
Here are the notable changes from the previous model:
The Model 3 purchase price increased. Our previous model anticipated a $35K Mo
del 3 would be in the market, which hasn’t came to fruition. The entry-level
Model 3 today is $38,900.
The Camry LE price was essentially unchanged.
We’re now factoring in resale value in our model.
Gas prices increased 16% since our 2017 study. We continue to expect a 5% annu
al increase.
Model 3 insurance is lower by 9%.
We are shifting to a finance option. Previously we used a lease option. This s
lightly and uniformly increased interest payments for each car.
Luxury Status
As the Model 3 is still considered to be a luxury sedan, we compared it to ano
ther luxury vehicle of similar cost. When compared to an Audi A5, the Model 3
was 12% cheaper upfront but over 5 years is 32% cheaper to operate (42% cheape
r with resale value included). While we still believe the Model 3 has the perk
s of a luxury vehicle, it’s evident that it can maintain those features at a
significantly lower cost.
Cost of Insurance
The cost difference between insuring a Tesla Model 3 and a Camry LE is less th
an you might think. The average cost per year of insuring a Tesla Model 3 is $
1,128 today, while the average cost to insure a Camry LE is $1,212. Research s
uggests that Tesla Model 3s are categorized by insurance companies as luxury v
ehicles, while the Camry LE is not. Our estimates show that the first two year
s of insurance will run you about $100 a month, with the third and fourth year
dropping to $90 a month. This price reduction is correlated with Tesla’s rum
ored internal insurance program which is projected to begin this summer in Nor
th America, as it has already launched in both Australia and China. The goal w
ith Tesla’s insurance program is to match rates of the lowest competitor. We
predict that the price to insure a Camry over the next 5 years will increase a
t a rate of 0.5%. Based on our model, we predict the average difference in ins
urance costs over a 5-year ownership span to be $420 less for a Tesla than a C
amry.
The car insurance game itself is a data operation and there just isn’t enough
current data on Tesla to justify the low insurance costs they should receive
based on their safety ratings. We see this transformation happening in two way
s; insurance companies who see the value in Tesla’s safety rating and lower t
heir rate accordingly, and Tesla owners beginning to use Tesla’s branded insu
rance.
Looking to the Future
We believe that our model is conservative and that there is still room for the
Model 3 to become even cheaper to own. We decided not to include the US EV ta
x credit due to the fact that it will be phased out completely by the end of t
his year. However, there is an opportunity for new incentives to be introduced
. We believe Tesla will shed its status as a premium luxury vehicle that is co
ntributing to higher insurance and financing rates. As EV ownership grows and
there is more data on their cost, we expect the long-term value proposition to
shine through.
心得/說明：(30字以上)
在美國買車養車五年後，如果賣掉，實際五年的花費 Model 3 比原車價便宜一萬鎂以上
的 Camry 還省。如果套在台灣，156萬的 Model 3 五年花費應該跟130萬的各種油電車有
得拼。
這個比較沒有算進任何的電動車補助，
算是很公平的比較方式。
用電的確比用油便宜很多。
Model 3 真的沒什麼保養費用，
我猜$1200裡面有800-1000是輪胎。

說到底 如果自家能充電 能在晚上充 不用繞路去充電去等用電車是划算的

連個內文簡易翻譯都沒有，Scape有誠意的多懶得全翻就置重點就好

我覺得這樣算有個盲點 我先說我自己的算法好了如果用lease來算就不用考慮五年殘值

2017開賣 五年到了嗎

model 3 約483 camry 約209 三年差約9864

model3 古中價比camry高了約1成, 有那麼高?一台中古賣48%, 一台中古賣36%

如果把其他費用加進去 電車五年大概是便宜8,135我把這五年電車便宜的價格算回三年 跟 lease的價格比camry 整個package大概會便宜4000/5000我上面說的lease 價格都是網站查相似車款 相近首付due at sign 3500 36期 每個月的價格單位美金我順手查了目前五年camry 價格大約在12000-14000間如果算12000的話 在這個計算中還是比 model3便宜一點

油車出遠門只要找加油站 不用找充電樁

台灣出遠門也沒多遠 夠用啦

我喜歡電車.家有三台狗肉.但電車在台灣還有很長的路要走

Resale根本亂估，toyota保值得很

我手上有一台神A 有人要跟我換特斯拉嗎 你貼一萬就好

呃，這兩台大小沒有差嗎？

model 3少了人家一顆引擎和一顆變速箱,還少了尾管,怎麼比?

尾管看你要四出還是八出土炮，都有的改喔

鬼島有鬼島的玩法

真的有人會買二手電車嗎

特斯拉一過保固修車錢絕對很可觀小毛病很多 等料等到死

你算不到打五折阿~

五年花費在台灣應該還是比較省，殘值在台灣要高，特斯拉要自己搞中古交易特斯拉應該不容易有小毛病

過保：電子產品過保不維修唷，給你買新車折扣，科科

外國toyota 折舊也太誇張

哪來的應該！是就是，不是就不是。不確定就不要提了

還沒有發生的事情用假設的

有時候研究和現實也是有差距 GGR鏈條問題這麼多

那就是假設嘛！若與事實有出入，請自行吸收...鄉民是要花錢買的耶！

我說絕對是，鄉民就會掏錢買哦

等他真的便宜再說吧

我去年就去看過二手的M-S 不過不是我自己要開 是給妹子買

最大的開銷還是折舊 台灣頭又大沒有對手

Insurance就不對了...

這篇是把殘值算進去model 3才有比較便宜.要是只算操作成

台灣鄉民勤儉持家車都開20年,會不會換電池時前面省的錢又全吐回去?

本,model 3比camry 貴快一萬...而且五年camry很難想像殘值只剩9000USD.

Toyota在台灣是鑲金的

電動車售價本身就有政府補助了，天生就是不公平的

電池一個模組 5000-7000美金

買車就是要改啊

之前酸油電省油不省錢，結果電動車也玩忽略車價這套啊XD ，油電車能壓到七字頭，台灣電動車150起跳，當然是以台灣情況，美國我不敢說

Prius等類型的油電車,電池用途應該是回收煞車動能

等不在假設再考慮.....。大部分言論好像都用夢的

讓能量可以更有效發揮

用電車是划算的 但是不包含gogoro

空間差這麼多...要就拿model s 比吧

這是美國殘值 在台灣不適用

我記得cmary和model 3差不多長 model s更高一階了

我覺得....要挑戰花費找toyota實在不太明智 下次改進吧

*camry 不過 車子要注重殘值怎樣都不划算吧

Resale地方太唬爛 五年Camry不可能跌超過一半

你們想像中的 Camry 應該是三萬鎂版的XLE吧

方便性

Resale value和maintenance亂估一通

這台model3也只是基本款而已拉 連ap都沒有 toyota五年車不可能這麼底的 這文章根本沒價值版主可以自己去看美國官網哪來的全ap標配我上禮拜才去試開8/17號之後fully auto poilot 加7000美金 加州資訊報價給

AP/EAP兩個是分開的

反觀19 Accord基本款26K美金就有全套honda sensing

https://i.imgur.com/BMwcLGm.png 下面的FSDC(以前的EAP)才是要加價選購的以前的AP要加一筆錢 FSDC(以前叫EAP)又要加一筆

AP是標配 FSD才是選配

現在的ap根本就只是一般車的adaptive巡航 那個honda/toyota也都標配但只要26K

但是依舊是標配

以前你沒選AP的話其實你就只有ACC, nothing more.

充電問題解決電動車屌打汽油車，充電問題解決不了就GG

Yes, 充電問題解決，燃料費屌打

我一定買A5

別懷疑鬼島豐田的二手保值度 ... 國外無法參考的 XD

這國外的Resale價格根本沒辦法參考啊

是不會不合理，只是不符合台灣二手市場價格而已五年車在台灣還是會有半價

我不知道你怎麼找的 http://0rz.tw/2hK8thttps://imgur.com/a/DJt0kIQ我這個condition 還是選爛的 正常應該還要多1000多就算我們不考慮resale 像上面提到我用lease成本去算model 3對camry 根本沒優勢 更不用說大小相近的神A而且現在是2019五年車要找2015的比較對我覺得電車算上補助一定比較便宜 但是這個算法太放大油車的成本忽略電車的成本了http://0rz.tw/338g3 這篇不管在任何成本的預估上都比較合理 不過如果你堅持己見也就算了 XDDDDhttp://0rz.tw/V30G6

時間成本都不用算

我同學的fit 大約5年20萬km左右的時候,業務有跟他30萬收唷我想toyoto在台灣應該可以再保值一點點吧(除了油電車..)這個camry的殘值估計應該不太適合台灣用電是便宜沒錯 但是如果只是管總花費 油電有便宜prius C真的不需要為比而比...

你用trade in 那model3絕對沒有18000的價錢我有一個true car全國的連結 價格沒差那麼多我只能說你先射箭再畫靶 怎樣都中靶的你要分享資訊也不錯 只是美國網友指出來問題說這個訊息是錯的 為什麼一定要堅持?而且不只我提出問題

以前的EAP和現在的AP都沒有包含自動煞車AEB，這是車子本身就標配還是怎樣

神車的保值這麼差喔？

Nada 給五年camry LE average condition有 $9,900.good 有到11,000

你有透天嗎

五年50%高估很多了 Rav4才43%這已經是SUV 保值率第二名了 只輸Subaru 49%美國新車便宜修車貴二手自然低房車其實更慘的 C300 五年掉到連台幣50萬都不用

你拿Camry跟M3做比較比較不適合，因為Camry在台灣根本不熱門再加上現在Camry跟Altis的長度寬度都差不多，如果拿Altis來跟M3比的話，光售價就便宜至少一半以上，以勤儉持家的人來說從開新車一直開到報廢，修車的錢加總都不會比一台M3的售價貴更別說二手價了，牛頭牌在台灣的二手價一向還不錯。