各位版友好
想跟大家請教在台灣購買美國醫療保險的問題
我因為工作上的機會，獲得政府補助的專案
以受訓的名義去美國念研究所（拿的是E1簽證）
其中校方有要提供醫療保險證明
而且要求好像還蠻高的
更麻煩的是必須先保險完才能辦簽證
所以我必須在台灣先保好
因為保險要求還蠻特別
而且我念的時間只有一年半
以致於跟一般公司提供的保險方案都不相符
我已經把學校的要求去信詢問了IMG和USI
IMG沒有回應而USI則是回覆不提供這樣的方案
想請問是否有相同經驗的前輩能提供協助
順便把學校要求的insurance policy附上
Minimum Required HealthCare Insurance Policy Coverage:
(1) Healthcare insurance policy coverage should include coverage for all non-e
lective medical conditions, and must remain in effect for the duration of the
student and authorized dependents stay in the United States.
(2) Medical benefits of at least $400,000 per year.
(3) Deductible not to exceed $1000 annually per family.
(4) Repatriation of remains in the amount of $50,000 (per individual), should
a death occur in the United States.
(5) Medical evacuation in the amount of at least $250,000 (per individual) for
immediate transportation to the nearest adequate medical facility, and subseq
uently in the event it is determined to be medically necessary for student and
or authorized dependant to return to home country.
(6) Healthcare insurance policy coverage must meet the following requirements:
(a) No exclusion for payment of benefits directly to a Government Facility if
applicable.
(b) Provide nationwide coverage/service; non-U.S. based policies must provide
benefits in the United States.
(c) Provide single source administration/management for the policy.
(d) Have a point of contact in the United States. In all cases, the insurance
company is to pay promptly in U.S. currency directly to healthcare provider.
(e) Have a copy of the policy written in English.