※ 引述《Hseuler (藍色貍貓)》之銘言：
: 3.苦主被綁卡的時候,驗證簡訊只顯示1元的刷卡OTP,並沒有像apple pay或samsung pay
顯
: 示是"綁卡".如金管會近日指示,必須講清楚到底是"綁卡"的temporary hold,還是真的1
元
: 的消費.光這好步做好就可以阻止不少詐騙了.實際上,這些受害者頂多同意這一筆1元消
: 費,但可沒有同意後面那十幾萬的盜刷.銀行不應讓消費者承擔那些十幾萬元使用者沒有
授
: 權的盜刷.
the point is banks should let consumers know who exactly they’re paying inste
ad of sending text messages of only codes
for example, here are my two cards from the British online bank Monzo and fina
ncial service company Monese (they’re debit cards tho)
when paying they require verification
https://i.imgur.com/d7IT27I.jpg
https://i.imgur.com/ZbmrbEl.jpg
then we have to open the app and approve this transaction
https://i.imgur.com/xbdzZmO.jpg
the amount and merchant are showed clearly on the app, which reduces the possi
bility of being scammed and adding our cards to an irrelevant fraudulent websi
t
e